No Annual Fee & Rewards Never Expire: Chase Freedom Unlimited Credit Card:
Chase Freedom UnlimitedDisclosures
Earn $200 cashback after spending $500 on purchases in the first 3 months from opening an account.
Why we recommend it
Being the newer sibling to the Chase Freedom card, there are noticeable improvements to acknowledge: there are zero category limitations. Unlike its predecessor, this card offers a flat 1.5% cashback rate on every purchase. Coupled with no annual fee, this is one the best and most accessible starter cards on the market. In addition, there's a 15 month period of 0% APR and 0% on Balance Transfers, providing a long period to take advantage of such a rare benefit! Well done, Chase!