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An Affordable Credit Builder Loan:

Self Credit Builder Account


Welcome/special offer

Why we recommend it

A true game-changer, Self, unlike typical credit builder loans, will set you up to fund a certificate of deposit (CD) through a Credit Builder Account. You are able to make deposits into a savings account, which then acts as security for a credit card of the same amount. Therefore, instead of making a security deposit, Self has set up a loan program in which the payments go into a CD. As you start making your monthly payments on time you will not only improve your credit rating (wherein the average user sees a credit score increase of 32 points), but you will also have a fully funded CD at the end of the program! Additionally, the annual percentage rate (APR) for all accounts comes out to a lower interest rate than many other creditors would charge.