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OpenSky Secured Visa Credit Card

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Why we recommend it

The OpenSky Secured Visa Credit Card is the perfect tool to help consumers with thin credit files build their credit. If that sounds like you, look no further! Fun Fact: No credit check or bank account is necessary to apply, meaning there will be no inquiries on your credit reports, saving you from a potential score drop from a typical hard-pull. Additionally, your credit limit, which ranges from $200 to $3,000, is determined by the refundable deposit you make when opening your account. In other words, you control how much credit line you get! This card is excellent for newcomers or those who are looking to rebuild their credit.