The Credit One Bank Unsecured Visa Card is an alternative for those looking to build credit without the deposit required for a secured credit card. This product offers many benefits including 1% cash rewards on eligible purchases, zero fraud liability, and the chance for a $0 annual fee dependent upon your initial available credit line. Additionally, cardholders who manage their credit usage and make timely payments in full each month can graduate to a lower-fee credit card while simultaneously building their credit.