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Get paid early. No overdraft fees. No foreign transaction fees. No hidden fees.:

Chime

Disclosures

Welcome/special offer

By using the link below, you’ll receive a $50 bonus after opening a new Chime account and receiving a payroll direct deposit with a minimum of $200 within the first 45 days of opening your account.

Why we recommend it

Chime has emerged as one of the most popular online banking options providing all users with a debit card, a checking account, and an optional savings account. A core focus of Chime is to reduce unnecessary fees the average consumer is spending while using a regular bank or credit union. Therefore, Chime goes above and beyond to provide a straightforward banking experience for its users with zero hidden fees. Also, there are many cost and saving efficient tools that Chime offers, including SpotMe, which covers purchase overdrafts of up to $100 with no fees. By addressing prominent concerns and obstacles, Chime has set itself apart from other alternatives.